This revolutionary product combines the advantages of traditional term life insurance such as affordable, guaranteed level-premium periods, with the speed and simplicity of the Internet. Policies are generally issued in as little as 15 minutes with no medical exams and no lengthy underwriting.
Qualified applicants can currently select coverage amounts from as low as $25,000 to $150,000 and coverage periods of 10, 15, or 20 years. A convenient online application allows the applicant to sign digitally through e-signature. There are no forms to fill out or mail. Once approved, the applicant is asked to set up an online account for payment processing and a policy is issued electronically.
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