Professional Indemnity insurance protects you against claims made by dissatisfied clients.
If you find yourself in dispute with a client, your Professional Indemnity policy will cover the cost of defending any allegations or claims made against you, so you won't have to pay lawyers' fees.
If you're in the wrong, the insurer will either pay the cost of putting your mistake right, or pay compensation on your behalf.
Professional Indemnity insurance will:
•protect your financial interests
•minimise disruption to your business
•in certain circumstances your fees will be covered if a client refuses to pay because of your negligent act and theatens to counter-claim if you pursue what's owed to you
•protect you even if the claim against you is not valid
Your policy will also protect you against claims resulting from:
•the dishonesty of your employees, partners or directors
•defamation
•infringement of intellectual property rights
•negligent misstatement or misrepresentation
•loss of documents or data
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